Many expenses for renters are up to the landlord’s discretion—utilities, water, and other services are often explicitly made the renters’ responsibility in the rental agreement. However, generally, the landlord is… Read more »
When a homeowner or business owner seeks coverage for their property, they have two different options for what type of coverage they obtain: replacement cost insurance or actual cash value… Read more »
Offering a group health plan to employees is a highly effective way for businesses to boost their team’s morale, attract high-quality new hires, and retain hard-working employees. However, a company… Read more »
Who am I required to cover? The Affordable Care Act requires employers with fifty or more full and part time employees to provide a group health plan that covers Essential… Read more »
