Everyone needs life insurance, but some people are still hesitant to find a policy. Many individuals who could benefit from life insurance don’t get it because they believe that obtaining… Read more »
How Much Does Life Insurance Really Cost?
Author Archives: Karen Bromley
Medicare Supplement Plan Comparison Chart 2022
What is a Medicare Supplement Plan? Regular Medicare does not cover everything! That’s where Medicare Supplement Plans come in. A Medicare Supplement plan is additional coverage a Medicare beneficiary can… Read more »
What Happens if I Miss the Medicare Annual Enrollment Period?
The Medicare Annual Enrollment Period takes place annually, from October 15th through December 7th, during which Medicare beneficiaries can make changes to their Part D Prescription Drug Plan. What Changes… Read more »
Who Pays for Home Insurance When Renting?
Many expenses for renters are up to the landlord’s discretion—utilities, water, and other services are often explicitly made the renters’ responsibility in the rental agreement. However, generally, the landlord is… Read more »
What Is The Difference Between Replacement Cost and Actual Cash Value?
When a homeowner or business owner seeks coverage for their property, they have two different options for what type of coverage they obtain: replacement cost insurance or actual cash value… Read more »
How to Educate Employees About Their Group Benefits
Offering a group health plan to employees is a highly effective way for businesses to boost their team’s morale, attract high-quality new hires, and retain hard-working employees. However, a company… Read more »
Group Health Plans: What to Ask Your Agent
Who am I required to cover? The Affordable Care Act requires employers with fifty or more full and part time employees to provide a group health plan that covers Essential… Read more »