How Do Flood Zones Work?
Flood maps, known officially as Flood Insurance Rate Maps (FIRMs), show high-flood risk, moderate-flood risk, and low-flood risk areas. Communities use the maps to set minimum building requirements for coastal...…
Category Archives: Flood Insurance
Does A Homeowners Policy Cover Flooding?
Floods can happen anywhere — FEMA reports that just one inch of floodwater can cause up to $25,000 in damage. Although many homeowners believe their regular home policy should be...…
What Impacts Flood Insurance Policy Costs?
Floods are the number one disaster in the United States and cost millions of Americans vast sums of money every year. One of the most challenging things about anticipating when...…
What’s the Flood Claim Process?
If you, unfortunately, are facing the consequences of a flood, you must file a claim. According to FEMA, the Federal Emergency Management Agency, there are three specific steps you must...…
FAQs about Commercial Flood Coverage.
Commercial flood insurance is slightly different than traditional flood insurance. Commercial flood insurance protects your business from the financial burden of flood damage. Just like your homeowner’s policy will not...…
What is Covered by Flood Insurance
Did you know that about 90% of natural disasters in America involve flooding? You may believe that because you live in a low-risk area that you are safe. You may...…
What You Should Know About Flood Insurance
You’ve probably heard this horror story before — someone loses a home due to a flood and learns after the fact that standard homeowners insurance doesn’t cover flood damage. At...…
Flood Insurance 101
Was the recent deluge of rain we received a one-time fluke of nature? Or a hint of changing weather patterns with more to come? One thing it taught us once...…