How Does Cyber Liability Insurance Work?
The United States has the world's highest average data breach cost at 9.36 million. Let's explore how cyber insurance works so you can keep your business protected. What is Cyber...…
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Cyber Liability Insurance vs. Professional Indemnity Insurance
It's commonly believed that cyber liability insurance and professional indemnity insurance are the same. While the two coverages may seem similar, they address different risks. What is Professional Indemnity Insurance?...…
Cyber Insurance for Non-Profits
No organization is immune from the threat of a cyberattack. Nonprofits are particularly vulnerable to cyberattacks due to their reliance on donations and the sensitive information they store. What Puts...…
What Does Life Insurance Not Pay For?
Understanding what is excluded from your life insurance policy is crucial for ensuring your loved ones receive benefits. While life insurance can help cover many expenses, it doesn’t cover everything....…
Can A Life Insurance Beneficiary Be A Minor?
Life insurance can be a great way to provide a safety net for your family. For parents, ensuring their children are cared for once they are gone is an important...…
Why Use an Insurance Agent for Medicare?
Navigating all the different Medicare options can be overwhelming. There are numerous plans, benefits, rules and exceptions to Medicare and Medicare Supplements. A licensed and experienced insurance agent can help...…
Insurance for Electric Vehicles
Electric Vehicles (EV) are an emerging issue for the insurance industry. These vehicles are powered by batteries and electric motors rather than gasoline and internal combustion engines. While these vehicles...…
How Does Medicare Work?
Perhaps you are nearing retirement age, over age 65 and still working, or you simply want to understand how Medicare works. Read on to learn more about each part of...…
Why Has My Home Insurance Premium Gone Up?
Many people have noticed their home insurance premiums rising for the past few years. Let’s look at the different factors affecting your premium and what you can do to lower...…
Do I Need Insurance to Rent Out My House?
If you own a home, then you already know that you need homeowners’ insurance to protect your investment. However, if you are planning on renting out your home, then it...…