Condo or Condon’t – Condo Insurance

You’ve taken the plunge and opted for condo life. Now that the papers are signed, it seems like everything is taken care of for you—building maintenance, roof repairs, landscaping, insurance, etc. It’s…

Personal Umbrella Insurance: Why would I need it?

Auto and homeowners policies provide adequate liability protection for many people. Why, therefore, would anyone purchase an umbrella liability policy? The primary reason is to protect personal assets. Personal umbrella…

Health Insurance Open Enrollment Season

What is Open Enrollment, you may wonder.  It is the one time during each year where people can make health insurance plan selections or changes to their plans for the…

Flood Insurance 101

Was the recent deluge of rain we received a one-time fluke of nature? Or a hint of changing weather patterns with more to come? One thing it taught us once…

HSAs and HRAs – what are they?

Have you ever signed up for health insurance and been confused by the acronyms “HSA” or “HRA”? HSA stands for Health Savings Account, and HRA stands for Health Reimbursement Arrangement.…

Medicare 101: Know your benefits

Perhaps you are nearing retirement age, over age 65 and still working, or you simply want to understand how Medicare works. Read on to learn more about each part of…