Do You Need Rental Car Insurance?

You’ve probably been at the rental-car counter, listening to the representative ask if you want to purchase the company’s insurance. And the thoughts start racing through your head. “Is this…

What You Should Know About Flood Insurance

You’ve probably heard this horror story before — someone loses a home due to a flood and learns after the fact that standard homeowners insurance doesn’t cover flood damage. At…

The Importance of Renters Insurance

If you live in a rental home or apartment in Salisbury or Ocean City, chances are you don’t have the proper insurance. Despite the fact that rented homes are more…

Avoid Deadly Distractions While Driving

Many people have a limited definition of “distracted driving”: They think it only means texting behind the wheel. There’s good reason for that, because texting requires visual, manual and cognitive…

Home Energy Waste

Stop Wasting Energy – and Money – This Winter Are you tired of high utility bills landing in your mailbox this winter? Not sure how to lower those bills without…