Should I Add My Child to My Dental Insurance?
As a new parent, the last thing you’re probably thinking about is dental insurance. However, enrolling your child early can help you avoid surprise bills and ensure healthy teeth from the start.
What does dental insurance cover?
Dental insurance covers a wide range of services, including preventative care like cleanings, X-rays, and exams. It can also help cover a percentage of basic procedures such as filings and extractions all the way to up to advanced procedures like major surgeries.
When should I add my child to my policy?
Many people believe that only older kids and teenagers get cavities. This is not the case. Babies can get cavities as early as when their teeth start coming in. It is recommended by the American Dental Association to take your child to the dentist by their first birthday or within six months of their first tooth appearing. Most dental plans allow you to add your child as soon as they are born or during your plan’s open enrollment window.
Do newborns need dental insurance?
Newborns do not technically need dental insurance because it will take anywhere from 6 months to 1 year until they have teeth coming in and need to see a dentist. However, it can still be a good idea to look into dental insurance while your child is still a newborn so that way they will be covered by their first appointment. Getting coverage early can help you avoid waiting periods and missed coverage windows.
Why is dental insurance important for children?
Getting routine dental care early on is essential for preventing problems down the road. Poor dental care as a child can lead to cavities, pain, and infections. Dental insurance makes it more affordable to stick to regular check-ups. Regular check-ups and X-rays help catch early warning signs of problems and fix them when it’s easier and less expensive. Investing in dental insurance for your child not only protects their smile but also provides you with the peace of mind that you won’t be stuck with an out-of-pocket dental bill.
Let’s Talk
Peace of mind starts with preparation. Add your child now and rest easy knowing their dental care is covered. For a free consultation, contact one of our experienced Avery Hall agents today at 410-742-5111 for Salisbury, 410-822-7300 for Easton, and 302-536-9470 for our Selbyville office.