What Flood Zone Am I In?
Many believe that they need to live in a high-risk area to be affected by flooding. This is not the case. 25% of all flood claims come from moderate to...…
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Is Flood Insurance Required?
Floods are the most common natural disaster in the United States. They are also one of the most expensive. For example, just 1 inch of floodwater can cause $25,000 worth...…
Homeowners Insurance vs. Flood Insurance: What’s the Difference?
Many people believe that their standard homeowners policy covers all types of water damage including flooding. Unfortunately, this is not the case. Let’s dive deeper into the differences between homeowners...…
Are Long Term Care Insurance Premiums Taxable?
If you have a long term care policy, then you may qualify for tax deductions on your premium. First, let’s review what long term care insurance covers and what tax...…
Who Needs Long Term Care Insurance?
Long term care isn’t the most exciting topic, but it’s an important one. 70% of Americans 65 and older will need long term care, and 20% of them will need...…
Will Long Term Care Insurance Cover Assisted Living?
It might be hard to imagine now, but there may be a time in your life where you will need a little extra help taking care of yourself. This is...…
How Does Long Term Care Insurance Work with Medicare?
Getting older is just a part of life, and it comes with a lot of changes. Approximately 70% of Americans aged 65 and older will need long-term care at some...…
Is Insurance Cheaper if You’re Married?
Getting married is a significant life change, and insurance is usually the last thing on people's minds. However, getting married could mean a cheaper insurance rate. If I am married,...…
Does Wedding Insurance Cover Photography?
A wedding is a massive event for the happy couple and the many people involved in making it happen. Finding a good wedding photographer is a key part of capturing...…
Does Wedding Insurance Cover a Break-up?
Wedding insurance is an essential part of the wedding planning process. Many couples purchase wedding insurance to cover injury and extreme weather. But what happens if you have a change...…