Water damage is one of the most common and costly home insurance claims, yet most homeowners don’t fully understand their coverage until it is too late. To avoid costly surprises,...…
Flood insurance is essential, but it doesn’t cover everything. Before the next storm hits, let’s make sure you understand what is included so you are not left paying unexpected bills....…
Imagine waking up to find your apartment flooded after a heavy storm, with water soaking your furniture, electronics, and personal belongings – only to learn that your landlord’s insurance won’t...…
Flooding isn’t just a coastal or hurricane-prone issue. It can happen anywhere, anytime. Let’s dive into whether you actually need flood insurance and how you can get it. Who needs...…
Your home is a major investment. It is important that you keep it protected. Many people believe that their homeowners policy will cover flood damage but this is not the...…
Many believe that they need to live in a high-risk area to be affected by flooding. This is not the case. 25% of all flood claims come from moderate to...…
Floods are the most common natural disaster in the United States. They are also one of the most expensive. For example, just 1 inch of floodwater can cause $25,000 worth...…
Many people believe that their standard homeowners policy covers all types of water damage including flooding. Unfortunately, this is not the case. Let’s dive deeper into the differences between homeowners...…
Flood maps, known officially as Flood Insurance Rate Maps (FIRMs), show high-flood risk, moderate-flood risk, and low-flood risk areas. Communities use the maps to set minimum building requirements for coastal...…
Floods can happen anywhere — FEMA reports that just one inch of floodwater can cause up to $25,000 in damage. Although many homeowners believe their regular home policy should be...…