How Much Does Flood Insurance Cost?
Your home is a major investment. It is important that you keep it protected. Many people believe that their homeowners policy will cover flood damage but this is not the...…
Category Archives: Flood Insurance
What Flood Zone Am I In?
Many believe that they need to live in a high-risk area to be affected by flooding. This is not the case. 25% of all flood claims come from moderate to...…
Is Flood Insurance Required?
Floods are the most common natural disaster in the United States. They are also one of the most expensive. For example, just 1 inch of floodwater can cause $25,000 worth...…
Homeowners Insurance vs. Flood Insurance: What’s the Difference?
Many people believe that their standard homeowners policy covers all types of water damage including flooding. Unfortunately, this is not the case. Let’s dive deeper into the differences between homeowners...…
How Do Flood Zones Work?
Flood maps, known officially as Flood Insurance Rate Maps (FIRMs), show high-flood risk, moderate-flood risk, and low-flood risk areas. Communities use the maps to set minimum building requirements for coastal...…
Does A Homeowners Policy Cover Flooding?
Floods can happen anywhere — FEMA reports that just one inch of floodwater can cause up to $25,000 in damage. Although many homeowners believe their regular home policy should be...…
What Impacts Flood Insurance Policy Costs?
Floods are the number one disaster in the United States and cost millions of Americans vast sums of money every year. One of the most challenging things about anticipating when...…
What’s the Flood Claim Process?
If you, unfortunately, are facing the consequences of a flood, you must file a claim. According to FEMA, the Federal Emergency Management Agency, there are three specific steps you must...…
FAQs about Commercial Flood Coverage.
Commercial flood insurance is slightly different than traditional flood insurance. Commercial flood insurance protects your business from the financial burden of flood damage. Just like your homeowner’s policy will not...…
What is Covered by Flood Insurance
Did you know that about 90% of natural disasters in America involve flooding? You may believe that because you live in a low-risk area that you are safe. You may...…