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Car Insurance
If you live in Maryland, Delaware or Virginia, we offer affordable car insurance rates and discounts, plus maximum benefits and unmatched service.
Our insurance agents want to make sure that your car or truck insurance policy fits your exact needs. From minivans to convertibles and everything in between, we can provide an insurance policy that protects you and your car.
Auto insurance may be tailored to offer coverages such as:
- Liability – insurance for property damage and injuries to others caused by you while operating your vehicle.
- Medical – coverage for the driver and occupants of the insured vehicle.
- Collision – covers the vehicle for loss during a collision.
- Comprehensive – protection from damage caused by things other than a collision.
If you are in need of affordable auto insurance please contact our experienced agents for a free quote!
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Auto Insurance Helpful Articles
Auto Insurance FAQ’s
- Should I add my spouse to my auto policy when I get married?
Adding your spouse can save you money on your car insurance rate. Historical data shows that married couples tend to file less claims and have cleaner driving records. From an insurer’s perspective, this means less risk. That is why married couples typically have cheaper insurance rates if they combine policies. However, if your spouse has a poor driving record or a low credit score, your insurance premium may increase.
- What type of auto coverage do I need?
Liability coverage is required in most states but it doesn’t cover everything. The type of coverage you need depends on what kind of car you drive, who you drive with, how you drive, and what your priorities are. A few types of coverage to consider include collision coverage, comprehensive coverage, personal injury protection and uninsured/underinsured motorist coverage.
- When should I buy auto insurance?
It is best to shop for auto insurance before purchasing a car. Not only is driving without insurance illegal in most states, but it also would leave you with a hefty bill if you got in an accident uninsured.
- What can I do to lower my auto insurance premium?
There are plenty of discounts you can get on your auto insurance. The most common is bundling your home and auto with the same company. There are also good driver discounts, hybrid/electric vehicle discounts, and good student discounts.
- What factors determine how much your auto insurance will cost?
There are many factors that determine how much your auto insurance will cost. Your driving record is a huge factor in how much it will cost you. People with a clean record are less likely to have an accident and therefore less risky. Age and where you live also play a role. In the eyes of an insurer, older people have more driving experience and are less risky. People who live in high traffic and high crime areas are more likely to be in an accident or have their car burglarized, making their rates go up.
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