Why Has My Home Insurance Premium Gone Up?
Many people have noticed their home insurance premiums rising for the past few years. Let’s look at the different factors affecting your premium and what you can do to lower...…
Category Archives: Home Insurance
Do I Need Insurance to Rent Out My House?
If you own a home, then you already know that you need homeowners’ insurance to protect your investment. However, if you are planning on renting out your home, then it...…
Is Home Insurance Required?
Shopping for your first home can be an exciting yet tricky process. You may have questions about what you are required to have. Let’s go over the basics of home...…
Is Home Insurance Paid Through Your Mortgage?
What Does Homeowners Insurance Cover? Home insurance is meant to protect you and your property in the case of an unexpected loss. Home insurance has covered losses or “perils” such...…
Does My Homeowners Insurance Cover My Storage Unit?
Storage units are an extension of your home, and they often store some of your most valuable and sentimental belongings. So, it is essential to keep them safe. Here's how...…
What’s the Difference Between Home Insurance and Renters Insurance?
Protecting your property and belongings is important whether you rent or own a home. But what is the difference between home insurance and renters’ insurance? What is renters insurance? A...…
Who Pays for Home Insurance When Renting?
Many expenses for renters are up to the landlord's discretion—utilities, water, and other services are often explicitly made the renters' responsibility in the rental agreement. However, generally, the landlord is...…
What Is The Difference Between Replacement Cost and Actual Cash Value?
When a homeowner or business owner seeks coverage for their property, they have two different options for what type of coverage they obtain: replacement cost insurance or actual cash value...…
Why Do You Need Renters Insurance?
When you decide to purchase renters insurance, consider whether you have enough money to replace all your possessions. An excellent way to do this is to create a personal inventory...…
Renters Insurance for College Students
As students begin looking for off-campus housing during their upperclassmen years of college, it’s important to make sure their items stay safe while they’re at school. That’s where renters insurance...…