Umbrella Insurance vs. Home Insurance

Posted on November 22, 2024

Understanding homeowners and umbrella insurance is essential in protecting everything you have worked hard for. What is Homeowners insurance? Homeowners insurance protects you and your property in case of an...…

Why Has My Home Insurance Premium Gone Up?

Posted on July 17, 2024

Many people have noticed their home insurance premiums rising for the past few years. Let’s look at the different factors affecting your premium and what you can do to lower...…

Do I Need Insurance to Rent Out My House?

Posted on July 15, 2024

If you own a home, then you already know that you need homeowners’ insurance to protect your investment. However, if you are planning on renting out your home, then it...…

Is Home Insurance Required?

Posted on July 11, 2024

Shopping for your first home can be an exciting yet tricky process. You may have questions about what you are required to have. Let’s go over the basics of home...…

Is Home Insurance Paid Through Your Mortgage?

Posted on July 11, 2024

What Does Homeowners Insurance Cover? Home insurance is meant to protect you and your property in the case of an unexpected loss. Home insurance has covered losses or “perils” such...…

Does My Homeowners Insurance Cover My Storage Unit?

Posted on January 9, 2024

Storage units are an extension of your home, and they often store some of your most valuable and sentimental belongings. So, it is essential to keep them safe. Here's how...…

What’s the Difference Between Home Insurance and Renters Insurance?

Posted on July 11, 2023

Protecting your property and belongings is important whether you rent or own a home. But what is the difference between home insurance and renters’ insurance? What is renters insurance? A...…

Who Pays for Home Insurance When Renting?

Posted on July 27, 2022

Many expenses for renters are up to the landlord's discretion—utilities, water, and other services are often explicitly made the renters' responsibility in the rental agreement. However, generally, the landlord is...…

replacement cost and actual cash value.blog post.image.2023

What Is The Difference Between Replacement Cost and Actual Cash Value?

Posted on July 13, 2022

When a homeowner or business owner seeks coverage for their property, they have two different options for what type of coverage they obtain: replacement cost insurance or actual cash value...…

Why Do You Need Renters Insurance?

Posted on July 21, 2021

When you decide to purchase renters insurance, consider whether you have enough money to replace all your possessions. An excellent way to do this is to create a personal inventory...…

Category Archives: Home Insurance

Categories