Why should I get Special Event Insurance?

So, you’re having a special event. Is it a major conference? A business reception? What about a festival? Whatever the event may be, you might want to consider special event insurance.

Special event insurance is a type of liability coverage that anyone hosting an event could purchase. This could protect a business or organization from an onsite injury or damage to the property. Purchasing this insurance can give you peace of mind, and luckily, it is affordable.

So, why would you purchase special event insurance? Here are a few of the best reasons.

Accidents can occur anywhere, at any time.

Your guests could get hurt at any event. They could fall or choke on the food being served. You never know when something could happen, and you don’t want to assume it won’t.

Many venues require it.

Special event insurance may be a requirement for renting out specific venues. Proof of insurance is many times needed to be qualified for renting.

Your general liability policy may not cover it.

Unfortunately, your general liability policy coverage does not always extend for special events. It always depends on your event and the range of your policy. Every event is different.

Cancellation insurance is not covered under general liability.

Cancellation insurance is a type of coverage under event insurance. It is something not covered by your general liability insurance. This will protect you from any cancellation or even a postponing of your event. This could include causes such as severe weather, the absence of a key person, even a fire.

Protect your limits.

Hosting an event is a big deal, no matter what type of event it is. You want to protect not only yourself, but also your general policy’s limits.

No one wants to have additional and avoidable stress added when hosting a special event. Let us help give you some peace of mind. Contact us today or give us a call at (410)-742-5111.

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