Dental and vision care has a direct impact on your health and wellness especially as you age. Let’s dive into what dental and vision insurance is and what it covers.
How Does Dental and Vision Insurance work?
The purpose of dental and vision insurance is to offset the costs of paying out-of-pocket for dental and vision care. A common misconception is that dental and vision care is automatically covered by your standard health insurance policy. Dental and vision care is usually not covered under health insurance. However, dental and vision insurance works similarly to health insurance in the fact that you will have a deductible and pay a premium.
What Does Dental Insurance Cover?
Dental Insurance covers a wide range of services, ranging from preventative care like cleanings and exams all the way to advanced procedures like major surgeries. Here are a few examples of services covered by dental insurance:
- Preventative care: dental exams and cleanings
- Restorative care: This consists of treating decayed or damaged teeth such as fillings.
- Orthodontics: This consists of braces, clear aligners, and retainers.
- Prosthodontics: This includes bridges and dentures.
What Does Vision Insurance Cover?
Vision insurance helps cover the costs associated with vision care. Here are a few services vision insurance covers:
- Eye exams: Allow you to be tested for sharpness of vision, glaucoma, cataracts, vision impairments and more.
- Eyewear: Includes prescription glasses and contact lenses.
- Lens coatings: This procedure makes your lenses more resistant to scratches and reduces glare.
- Surgeries: Can include vision problems that require surgery whether from an accident or a disease.
Let’s Talk
We know that dental and vision problems can have a huge effect on your health and the quality of your life. Make sure you’re protected when you need it the most. Contact one of our experienced Avery Hall agents today at 410-742-5111 for a free consultation.