Julia (Judy) Esham works out of our Salisbury office as the senior vice president and chief underwriting officer for the commercial lines department. Her primary focus in taking care of large commercial accounts and serving as a leader to her coworkers in the commercial lines department. Judy’s journey with Avery Hall began in 1986 as an account manager. She was later promoted to commercial lines supervisor and, most recently, to her current two positions.
Professionally, Judy has earned the designation of a Chartered Property Casualty Underwriter (CPCU) and has completed the Associate in Underwriting (AU) program. She is also a past recipient of the Insurance Woman of the Year award. This award is presented annually by the Insurance Women of the Eastern Shore for her work in the industry.
She values integrity and volunteering. She is the chaplain of the Willards Volunteer Fire Department Ladies Auxiliary.
Judy has been born and raised on the Eastern Shore. She and her husband currently reside in Willards, MD. They have two grown daughters and three grandchildren. In her free time, she enjoys a good cup of coffee, canning, and raising her eight alpacas! Judy is also an avid reader. She reads one book a week!