Penalties for Driving Without Insurance in Maryland

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Each state requires your vehicle to be insured by law. There are some differences in the minimum liability coverage that must be a part of your policy.  As a licensed driver in the state of Maryland, you are required to have at least $30,000 per person for bodily injury, $60,000 per occurrence for bodily harm, and $15,000 of property damage. This coverage is for the other people involved in the accident if you are at fault. The Maryland Department of Transportation Motor Vehicle Administration requires that all drivers carry proof of insurance, not doing so could result in a fine. Your charges could be dropped resulting in only having to pay the administrative fees if you provide proof in court that you had insurance on the date that you received your violation.

What happens on your first offense of not having insurance?

  • $1,000 fine
  • 5 points on your license
  • Administrative fees of $150 for the first 30 days and then $7 a day for each additional day per vehicle

What happens on your second and subsequent offense of not having insurance?

  • Fines $2,000 and up
  • Additional 5 points on your license
  • Administrative fees of $150 for the first 30 days and then $7 a day for each additional day per vehicle
  • Suspension of license
  • Suspension of registration
  • Driver improvement class

Need a quote today? Request one here.

For more information about penalties for driving without insurance in Maryland call your local Avery Hall Insurance agent at 410.742.5111.

About Us

Avery Hall Insurance Group serves the insurance needs of individuals, families, and businesses of all sizes throughout Delmarva and the Mid-Atlantic. Avery Hall is headquartered in Salisbury, with offices in Easton, Seaford, Bridgeville, and Milton.