1 in 4 American adults have untreated tooth decay. Leaving tooth decay untreated can lead to more serious issues down the road. Dental insurance helps you get the care you need at an affordable cost.
What Does Dental Insurance Cover?
Dental insurance can cover the cost of preventative care, restorative care, and even major surgeries. Cleanings, x-rays, crowns, root canals, dentures and braces may be included in your dental insurance coverage.
How Much Does Dental Care Cost without Coverage?
- Cleanings and Exams: $80 – $300
- Fillings: $150 – $450
- Tooth extractions: $300 – $4,000
- Root Canals: $300 – $2,000
What Are The Different Types of Dental Plans?
Let’s look at the different dental plans:
- Preferred Provider Organization (PPO): This plan has a list of preferred dentists within a network. These “preferred providers” offer dental care to individuals at a lower cost, making it an affordable option. However, there may be higher out-of-pocket costs if you go outside the network.
- Dental Health Maintenance Organization (DHMO): This provides a network of dentists who have set dental insurance rates. DHMOs are unique in the fact that they do not have an annual maximum benefit. This means that there is not an annual cap on how much of your dental care can be covered by your insurance company.
- Fee-for-Service Dental Plans: These plans allow you to visit the dentist of your choice. However, you pay a set percentage of your dental visit, and your insurer pays the rest.
Is Dental Insurance Worth It?
Dental insurance encourages regular check-ups and cleanings which can help you catch a problem before it starts. Dental insurance also offers you and your family the peace of mind knowing you will not be stuck paying expensive out-of-pocket costs.
Call or text one of our experienced Avery Hall agents at 410-742-5111 for a free consultation.