1 in 3 people delay dental care because of their current financial situation. 45% of adults have not had an eye exam in the past two years. Clearly, many people are not getting the care they need when they need it. This is where dental and vision insurance can step in to help.
First, What is Dental and Vision Insurance?
Dental insurance is designed to cover a range of dental services such as oral exams, cleanings, and surgeries. Vision insurance covers routine eye care such as eye exams, contacts, and glasses. Dental and vision insurance work similarly to health insurance in the fact that you will have a deductible and copay.
What Factors Affect the Cost of Dental and Vision Insurance?
One of the biggest factors in determining the cost of dental and vision insurance is the amount of coverage you chose. Typically, for a larger benefit, you can expect to pay a higher premium. Your age and location also play a role in how much your dental and vision insurance can cost.
Average Cost of Dental Care Without Insurance:
- Cleanings and Exams: $80 – $300
- Fillings: $150 – $450
- Tooth extractions: $300 – $4,000
- Root Canals: $300 – $2,000
Average Cost of Vision Care Without Insurance:
- Eye exams: $50 – $200
- Frames: $250
- Single lens: $114
How Much does Dental and Vision Insurance Cost?
The average dental premium for an individual is about $20 to $60 per month. For a family it can range from $50 to $150 per month. Vision insurance premiums can range from as little as $5 to $50 per month.
Don’t worry about paying hefty out-of-pocket costs. Contact one of our experienced Avery Hall agents today at 410-742-5111 for a free consultation.