Your wedding day is supposed to be a celebration of love and commitment, but what happens when things don’t go as planned? Vendor issues, such as a caterer or photographer not showing up, can be a major source of stress and financial loss. But first, let’s go over what wedding insurance is and what it covers.
What is wedding insurance?
Wedding insurance is a type of special event insurance that provides financial protection against unexpected events that may affect your wedding. This can include weather-related issues, lost or stolen items, illness or injury to the bride, groom, or wedding party, and vendor no-shows or failures.
What vendor issues does wedding insurance cover?
There are many issues with vendors that could arise on your big day. Wedding insurance typically covers:
- Vendor cancellation: Provides coverage if your vendor cancels due to illness, injury, or other unforeseen circumstances.
- Vendor no-show: Provides coverage if a key vendor like a florist, photographer, or cater does not show up on your wedding day.
- Vendor bankruptcies: Provides coverage if your vendor files for bankruptcy before your wedding and you lose your deposit.
- Subpar deliveries: Provides coverage if your vendor provides subpar services or fails to deliver on their promises.
Why is wedding insurance a must-have?
In 2023, a staggering 45% of wedding insurance claims were vendor related. Vendor issues can cause significant stress and financial strain on your wedding day. Without insurance, you could be left footing the bill for unexpected expenses or even facing the possibility of having to postpone or cancel your wedding. Wedding insurance allows you to enjoy your special day with peace of mind.
Let’s talk
Planning a wedding is stressful enough. Make it easy by contacting one of our experienced Avery Hall agents today for a free consultation at 410-742-5111.