When it comes to Medicare, most people assume it covers everything. However, this is not the case. Let’s explore what Medicare covers and how the right plan can keep you smiling and seeing clearly.
Does Medicare cover dental and vision care?
Original Medicare (Part A and B) does not cover routine dental and vision services. Original Medicare is meant to provide coverage for hospital and medical services. This means that it does not provide coverage for annual eye exams, dentures, filing, or eyeglasses. Medicare would only help in very specific cases. For example, if you are in the hospital and need dental surgery as part of a medical procedure, Medicare would help cover the cost.
Do Medicare Supplement Plans cover dental and vision?
Some people may believe that their Medicare supplement plan will expand to include dental and vision. However, they generally do not provide this kind of coverage. Medicare supplement plans are designed to help pay for out-of-pocket costs not covered by Original Medicare such as deductibles and copayments.
Dental and Vision Insurance
Getting a separate dental and vision insurance policy can be a cost-effective way to get the coverage you need. Dental insurance is designed to cover a range of dental services such as oral exams, cleanings, and surgeries. Vision insurance covers routine eye care such as eye exams, contacts, and glasses. This ensures you get the preventative care that Medicare does not provide.
How much does Dental and Vision Insurance Cost?
The cost of dental and vision insurance varies depending on how much coverage you choose. However, the average dental premium for an individual is about $20 to $60 per month. For a family it can range from $50 to $150 per month. Vision insurance premiums can range from as little as $5 to $50 per month.
Let’s talk
Don’t let gaps in coverage catch you off guard. Explore your dental and vision insurance options by contacting one of our experienced Avery Hall agents today for a free consultation at 410-742-5111 for Salisbury, 410-822-7300 for Easton, and 302-536-9470 for our Selbyville office.