Many people believe that their standard health insurance covers everything, including dental and vision care. This is not always the case. Dental and vision insurance can step in to help you get the care you need.
What Does Health Insurance Cover?
Health insurance covers doctor visits, prescription drugs, hospital stays, surgeries, and medical equipment. The amount of coverage you chose also affects what is covered under your health insurance policy.
What is Not Covered?
Health insurance typically will not cover adult dental and vision insurance. Under the Affordable Care Act (ACA), dental and vision coverage is considered an essential health benefit for children. If you have a child 18 years or younger, they can get dental and vision coverage under a health plan.
How Much Does Dental and Vision Insurance cost?
The average dental premium for an individual is about $20 to $60 per month. For a family it can range from $50 to $150 per month. Vision insurance premiums can range from as little as $5 to $50 per month.
Why Should You Get Dental and Vision Insurance?
92% of Americans said they would put off dental care due to the cost. Delaying getting dental or vision care can cause your problems to worsen down the road. Dental and vision insurance can help you get the care you need while saving money.
Navigating dental and vision insurance can be confusing. Make it easy by contacting one of our experienced Avery Hall agents today at 410-742-5111 for a free consultation.